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	<title>Comments for Unfair Credit ? Cancel Unenforceable Credit Agreements</title>
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	<link>http://www.unfaircredit.org.uk</link>
	<description>Unenforceable Credit Agreements Loans, Credit Cards ..</description>
	<lastBuildDate>Fri, 30 Apr 2010 11:06:17 +0000</lastBuildDate>
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		<title>Comment on Refunds of Loan and Credit Cards by unfaircredit</title>
		<link>http://www.unfaircredit.org.uk/refunds-of-loan-and-credit-cards/11/comment-page-1/#comment-374</link>
		<dc:creator>unfaircredit</dc:creator>
		<pubDate>Fri, 30 Apr 2010 11:06:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.unfaircredit.org.uk/?p=11#comment-374</guid>
		<description>Please send us some more information using the link below:
http://www.unfaircredit.org.uk/can-you-claim/</description>
		<content:encoded><![CDATA[<p>Please send us some more information using the link below:<br />
<a href="http://www.unfaircredit.org.uk/can-you-claim/" rel="nofollow">http://www.unfaircredit.org.uk/can-you-claim/</a></p>
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		<title>Comment on Refunds of Loan and Credit Cards by shane</title>
		<link>http://www.unfaircredit.org.uk/refunds-of-loan-and-credit-cards/11/comment-page-1/#comment-366</link>
		<dc:creator>shane</dc:creator>
		<pubDate>Wed, 17 Mar 2010 19:18:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.unfaircredit.org.uk/?p=11#comment-366</guid>
		<description>hi i have car on hpi with a company called welcome finance i am in my last years of paying this in fact i have 11 months left iv had this hpi over 48 months. had a phone call  of them last week saying i was in arrears of just under one payment which is normally £161.15 i asked them my out standing balance that day and they told me £2311 and they asked me to make this payment up which i said i would at the end of the month which they was ok with but the next day i ask them a settlement figure so i could just get this off my back which they gave on the phone of £2267 i was not happy with them as they only tuck about £50 off so i asked them to send me out in writing iv recived it to day a and its say current balance is £2472 and and they are giving me a settlement of £2267 which is about £195 and considering  i only have 11 months left which i work out oweing £1772.62. i really feel as am being taken for a mug and i could really do with some help my statement which i got back in 30th january coinside with the figure which was given on the phone £2311 and i have not missed any payments since getting the statement can you help me</description>
		<content:encoded><![CDATA[<p>hi i have car on hpi with a company called welcome finance i am in my last years of paying this in fact i have 11 months left iv had this hpi over 48 months. had a phone call  of them last week saying i was in arrears of just under one payment which is normally £161.15 i asked them my out standing balance that day and they told me £2311 and they asked me to make this payment up which i said i would at the end of the month which they was ok with but the next day i ask them a settlement figure so i could just get this off my back which they gave on the phone of £2267 i was not happy with them as they only tuck about £50 off so i asked them to send me out in writing iv recived it to day a and its say current balance is £2472 and and they are giving me a settlement of £2267 which is about £195 and considering  i only have 11 months left which i work out oweing £1772.62. i really feel as am being taken for a mug and i could really do with some help my statement which i got back in 30th january coinside with the figure which was given on the phone £2311 and i have not missed any payments since getting the statement can you help me</p>
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		<title>Comment on Unenforceable Loan Claim – The Legal Way by unfaircredit</title>
		<link>http://www.unfaircredit.org.uk/unenforceable-loan-claim-%e2%80%93-the-legal-way/5/comment-page-1/#comment-363</link>
		<dc:creator>unfaircredit</dc:creator>
		<pubDate>Mon, 01 Mar 2010 09:09:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.unfaircredit.org.uk/?p=5#comment-363</guid>
		<description>Sure we can take a look at your paper work. Please send us some more information using the link below:
&lt;a href=&quot;http://www.unfaircredit.org.uk/can-you-claim/&quot; rel=&quot;nofollow&quot;&gt;http://www.unfaircredit.org.uk/can-you-claim/&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Sure we can take a look at your paper work. Please send us some more information using the link below:<br />
<a href="http://www.unfaircredit.org.uk/can-you-claim/" rel="nofollow">http://www.unfaircredit.org.uk/can-you-claim/</a></p>
]]></content:encoded>
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		<title>Comment on Unenforceable Loan Claim – The Legal Way by James Wright</title>
		<link>http://www.unfaircredit.org.uk/unenforceable-loan-claim-%e2%80%93-the-legal-way/5/comment-page-1/#comment-362</link>
		<dc:creator>James Wright</dc:creator>
		<pubDate>Sun, 28 Feb 2010 17:55:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.unfaircredit.org.uk/?p=5#comment-362</guid>
		<description>I have read that a fair few of credit agreements before April 2007 may be unenforceable.

Is it only before then or are there some after this date? I have an agreement for August 2007 and wondering whether it would be worth looking into making a claim?

Your thoughts please.</description>
		<content:encoded><![CDATA[<p>I have read that a fair few of credit agreements before April 2007 may be unenforceable.</p>
<p>Is it only before then or are there some after this date? I have an agreement for August 2007 and wondering whether it would be worth looking into making a claim?</p>
<p>Your thoughts please.</p>
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		<title>Comment on Refunds of Loan and Credit Cards by unfaircredit</title>
		<link>http://www.unfaircredit.org.uk/refunds-of-loan-and-credit-cards/11/comment-page-1/#comment-358</link>
		<dc:creator>unfaircredit</dc:creator>
		<pubDate>Mon, 25 Jan 2010 10:26:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.unfaircredit.org.uk/?p=11#comment-358</guid>
		<description>Hi

Sure no problem. We will need some basic information from you before we can help you with your claim as all cases are different.
Our specialists will go through your details and explain everything to you. 

There is no obligation to use our service.</description>
		<content:encoded><![CDATA[<p>Hi</p>
<p>Sure no problem. We will need some basic information from you before we can help you with your claim as all cases are different.<br />
Our specialists will go through your details and explain everything to you. </p>
<p>There is no obligation to use our service.</p>
]]></content:encoded>
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		<title>Comment on Refunds of Loan and Credit Cards by iris</title>
		<link>http://www.unfaircredit.org.uk/refunds-of-loan-and-credit-cards/11/comment-page-1/#comment-357</link>
		<dc:creator>iris</dc:creator>
		<pubDate>Mon, 25 Jan 2010 10:21:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.unfaircredit.org.uk/?p=11#comment-357</guid>
		<description>you say you can help can you email me more information</description>
		<content:encoded><![CDATA[<p>you say you can help can you email me more information</p>
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		<title>Comment on Refunds of Loan and Credit Cards by unfaircredit</title>
		<link>http://www.unfaircredit.org.uk/refunds-of-loan-and-credit-cards/11/comment-page-1/#comment-355</link>
		<dc:creator>unfaircredit</dc:creator>
		<pubDate>Fri, 22 Jan 2010 08:33:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.unfaircredit.org.uk/?p=11#comment-355</guid>
		<description>Hi

Yes we can help you. Please provide us with more details at: http://www.unfaircredit.org.uk/can-you-claim/</description>
		<content:encoded><![CDATA[<p>Hi</p>
<p>Yes we can help you. Please provide us with more details at: <a href="http://www.unfaircredit.org.uk/can-you-claim/" rel="nofollow">http://www.unfaircredit.org.uk/can-you-claim/</a></p>
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	<item>
		<title>Comment on Refunds of Loan and Credit Cards by iris</title>
		<link>http://www.unfaircredit.org.uk/refunds-of-loan-and-credit-cards/11/comment-page-1/#comment-351</link>
		<dc:creator>iris</dc:creator>
		<pubDate>Thu, 21 Jan 2010 23:45:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.unfaircredit.org.uk/?p=11#comment-351</guid>
		<description>i have secured loan of £26000 can you help</description>
		<content:encoded><![CDATA[<p>i have secured loan of £26000 can you help</p>
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		<title>Comment on Unenforceable Loan Claim – The Legal Way by unfaircredit</title>
		<link>http://www.unfaircredit.org.uk/unenforceable-loan-claim-%e2%80%93-the-legal-way/5/comment-page-1/#comment-121</link>
		<dc:creator>unfaircredit</dc:creator>
		<pubDate>Fri, 13 Nov 2009 08:56:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.unfaircredit.org.uk/?p=5#comment-121</guid>
		<description>Hi

We can help you. Please use the link below to send us your details.

http://www.unfaircredit.org.uk/can-you-claim/</description>
		<content:encoded><![CDATA[<p>Hi</p>
<p>We can help you. Please use the link below to send us your details.</p>
<p><a href="http://www.unfaircredit.org.uk/can-you-claim/" rel="nofollow">http://www.unfaircredit.org.uk/can-you-claim/</a></p>
]]></content:encoded>
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		<title>Comment on Unenforceable Loan Claim – The Legal Way by zarabeth gardner</title>
		<link>http://www.unfaircredit.org.uk/unenforceable-loan-claim-%e2%80%93-the-legal-way/5/comment-page-1/#comment-120</link>
		<dc:creator>zarabeth gardner</dc:creator>
		<pubDate>Thu, 12 Nov 2009 21:01:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.unfaircredit.org.uk/?p=5#comment-120</guid>
		<description>I am having trouble with my bank charges.i currently have a loan and overdraft and am being constantly taken over my limit with charges which then generate more charges. I contacted the bank who told me that im not seriously enough in debt for any help. there advice was to cancel all  my direct debits. i tried this but still encured charges as i cancelled loan payments. i have now had a letter telling me to return my debit card so they can set up a payment plan. i asked them for help  back in march but all they wanted to do was uping my overdraft to cover fees. i lost my job in feb and have just started a new job (4th month) so i now have a reguar income.i had payment protection on my loan and credit cards but didnt qualify for help when i contacted them.please can you help me?</description>
		<content:encoded><![CDATA[<p>I am having trouble with my bank charges.i currently have a loan and overdraft and am being constantly taken over my limit with charges which then generate more charges. I contacted the bank who told me that im not seriously enough in debt for any help. there advice was to cancel all  my direct debits. i tried this but still encured charges as i cancelled loan payments. i have now had a letter telling me to return my debit card so they can set up a payment plan. i asked them for help  back in march but all they wanted to do was uping my overdraft to cover fees. i lost my job in feb and have just started a new job (4th month) so i now have a reguar income.i had payment protection on my loan and credit cards but didnt qualify for help when i contacted them.please can you help me?</p>
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